15 Apr When It’s Time To Hail A Professional: How To Deal With Hail Damage
As the dark clouds roll in and the thunder begins to rumble from up above, you’ll know it’s time to take shelter from the nearing onslaught of stormy weather. After all, as the seasons turn and the weather warms with it, forecasts will undoubtedly project higher precipitation chances.
But while rain is to be expected on a near-constant basis in Florida, how ready are you for hail?
Storms, Hail, and Roof Damage — Oh My!
According to the 2020 United States Hail Loss Claims report issued by the National Insurance Crime Bureau (NICB), Florida was subject to approximately 355 days of severe hail between the years of 2017 and 2019 alone.
In short, many Floridians would have found themselves subject to hail and storm damage in recent years.
Central Florida, in particular, sees a regular volume of hail during the annual storm seasons. Most recently, the Orlando Sentinel reported golf ball-sized hail in the greater area, with reports coming in from locations such as Winter Park and Maitland.
Dealing with the Damage and Debris
We understand that, following a disaster, you’ll likely need a moment to collect your bearings and strategize how best to move forward. But don’t worry — that’s why we’re here to provide you with a step-by-step guide for dealing with the aftermath of a hail storm.
- Step One: Document the Damage
When your home or business has been pelted by hail, your roof may be subject to broken and fallen shingles, weakened shingle seals, general punctures, and more. Thus, once the storm and its immediate danger have passed, be sure to begin by clearing away any debris that may prove hazardous.
Also, be sure to document the damage for insurance purposes. This includes taking photos, keeping a written log of the damages, and holding onto any receipts from repairs you may have made yourself.
- Step Two: Investigate Your Insurance
Does your homeowner’s insurance cover hail damage? While Florida does feature hurricane deductibles that cover hail, if you’ve been hit by a non-tropical storm where hail damage was accrued, it may instead fall under the windstorm deductible. Thus, we encourage you to double-check with your insurance company prior to filing a claim.Otherwise, if you have hail coverage, be sure to file a claim as soon as possible.
- Step Three: Ready Yourself For Repairs
Finally, it’s imperative that you begin researching locally trusted roofing contractors to assist you with the repairs. Not only will they be able to thoroughly inspect the damage in order to diagnose all existing problems and deficiencies, but they will also be able to provide you with an accurate estimate.
They should also be able to help you identify what you need to do to better prepare your roof for next year’s storm season.
The Right Reputable Roofing Company For You
At the end of the day, what’s required to repair your roof shouldn’t go over your head. That’s why we encourage you to reach out to a locally owned, operated, and trusted roofing company like Universal Roof and Contracting!
Not only have we been serving businesses and residents of Central Florida and Jacksonville for over 27 years, but we offer FREE inspections to ensure you’re provided with the immediate answers you need.
Don’t weather the storm alone. Instead, contact our team by calling 855-ROOF-HELP and you’ll find the difference is universal!